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Getting Compensation for Your Car Accident Injuries

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If another party is responsible for and found to be at fault for your car accident, you will be entitled to receive a certain amount of compensation for your car accident injuries. Your car accident insurance claim will need to be filed with the other driver’s insurance company as soon as possible after the accident, and if the insurance company sends you an offer for a settlement, you will need to determine if the amount is enough for you in the short-term and in the long-term. Working with a car accident lawyer immediately after your accident can help with both of these processes. A car accident lawyer can help you complete all necessary paperwork when submitting the claim, and also ensure your rights are protected when negotiating with the insurance company.

Types of Compensation for Car Accident Injuries

The amount and types of compensation you are entitled to receive from car accident injuries is dependent on several factors. Types of compensation for car accident injuries include:
  • Out-of-Pocket damages: When the damages sustained are relatively minor, and there is no third party involvement. In these situations, you may be paying for your own loss, and there is no need for an extensive investigation.
  • Car Insurance Company: The amount of medical coverage and compensation for damages to your car will be dependent on the contract provided by the insurance company. In some cases, it may simply be less expensive to pay for losses independently, before making a claim with an insurance company.
  • Health Insurance Company: Private health insurance companies and those who belong to an HMO will have their own rules and guidelines on how much a person is entitled to receive after a car accident. Some health insurance companies will work with an auto insurance company to determine the total amount of damages owed to you.
  • Lawsuit Against the Other Driver: In some states, the victim of a car accident will be able to file a lawsuit against the person who was responsible for the accident, and may also work with the other person’s insurance company. If you live in a state with a “no-fault” law, each person involved in the accident is required to pay for their car accident injuries through their own insurance company.
Maximizing Compensation for Car Accident Injuries

In order to maximize the amount of compensation you receive from car accident injuries, you will need to submit a claim as soon as possible after the accident, and ensure that everything you submit is supported with relevant documentation. This process may require you to gather medical records, obtain police reports, and collect witness testimonies. An experienced car accident lawyer can assist with this process, and increase the chances of having your claim approved the first time. You may also be able to submit photographs of the vehicle, copies of your medical bills, and document your lost wages. All of these items will help to support your case and ensure that you receive the highest level of compensation you deserve for your car accident injuries.

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